If You've Ever Refinanced, Your Home May Not be in a Trust

Article from our friends at The Bay Area Team.

If you've ever refinanced, your home may have been removed from the trust it was in. Homeowners assume their property is safely held in their trust—but after refinancing, that’s not always true.

Here's why. Over time, trusts need updates. Life events like marriage, divorce, a growing family, or a significant financial change are good prompts to review your documents. But even without those changes, it’s wise to revisit your trust every 3-5 years.

Why? Even if a trust exists, a home that isn’t properly titled to that trust could end up in probate. We’ve seen firsthand how this small oversight can lead to major delays, unexpected legal costs, and added stress during already difficult times.

If you’re unsure how your property is currently titled, we can connect you with trusted professionals who can help verify your documents and make updates if needed.

And if you haven’t set up a trust yet—there’s no better time. It’s one of the most effective ways to protect your assets and the people you care about.

Peace of mind starts with being proactive.